Understanding The Mind of a Lender

Understanding The Mind of a Lender

Have you ever been approved for a mortgage? More importantly, have you ever been declined? Do you know why you were approved or declined? Or maybe you are brand new to the whole mortgage process… regardless, happy to have you here! This is the introduction post...
A List on Incredible Kitchen Design

A List on Incredible Kitchen Design

Nice Kitchens Make a Huge Difference! According to people who know stuff, there are two things that are absolutely true about kitchens. Firstly, the kitchen is the heart of the home and secondly, the kitchen is where you do most of the cooking in your house. And as...
Can I Get A Mortgage With No Downpayment?

Can I Get A Mortgage With No Downpayment?

The simple answer to this question is no. In order to secure mortgage financing in Canada you have to come up with at least a 5% downpayment. Now, if you haven’t set aside the 5% for a downpayment in your savings account, that is okay. There are still a few ways...

We Need to Start Hating Debt Again

Here is an incredible TEDx Talk from Preet Banerjee at the TEDxUTSC. Although it was originally shared in February of 2013, the principles remain the same. As a society we are very comfortable with debt. Preet outlines just how much this comfort is costing us in real...